GROUND UP
Ground Up Construction Residential
(1-4 Units)
(1-4 Units)
Term Length
Up to 18 Months
Up to 18 Months
Loan Amount:
$50,000 – $ 5Million
$50,000 – $ 5Million
Maximum Loan to Cost
50% | 65% of Purchase (Land | Permitted Projects)100% of Rehab Costs
50% | 65% of Purchase (Land | Permitted Projects)100% of Rehab Costs
Max Loan to ARV
75%
75%
Fix and Flip
Fix and Flip Residential
(1-4 Units)
Term Length
Up to 18 Months
Up to 18 Months
Loans Amount:
$50,000 – $5 Million
$50,000 – $5 Million
Maximum Loan to Cost
90% of Purchase – 100% of Rehab Costs
90% of Purchase – 100% of Rehab Costs
Max Loan to ARV
75%
75%
SINGLE FAMILY
Single Family Rentals
Property Types
Single Family/2-4 Unit/Townhomes/ PUD/Warrantable Condos
Single Family/2-4 Unit/Townhomes/ PUD/Warrantable Condos
Term Length
30 Years
30 Years
Loan Types :
30-yr Fixed Rate Mortgage (Fully Amortizing) 5/1, 7/1, 10/1 Hyrbid ARMs (Partial IO or Fully Amortizing)
30-yr Fixed Rate Mortgage (Fully Amortizing) 5/1, 7/1, 10/1 Hyrbid ARMs (Partial IO or Fully Amortizing)
Loans Amount:
$50,000 – $5 Million
$50,000 – $5 Million
RENTAL PORTFOLIOS
Rental Portfolios
Property Types
– Single Family/ 2-4 Unit/ Townhomes/ PUD/ Warrantable Condos
– 5-20 Unit Properties allowed up to 15% of Loan Amount
– Single Family/ 2-4 Unit/ Townhomes/ PUD/ Warrantable Condos
– 5-20 Unit Properties allowed up to 15% of Loan Amount
Term Length
5, 10 & 30 Years
5, 10 & 30 Years
Loan Types :
30-yr Fixed Rate Mortgage (Fully Amortizing) 5/1, 7/1, 10/1 Hyrbid ARMs (Partial IO or Fully Amortizing)
30-yr Fixed Rate Mortgage (Fully Amortizing) 5/1, 7/1, 10/1 Hyrbid ARMs (Partial IO or Fully Amortizing)
Loans Amount:
$50,000 – $5 Million
$50,000 – $5 Million